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Where a disaster occurs in other countries, the Australian response is handled through National Council, who liaise with the National Council of the country affected.
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Lending standards are significantly more lenient and interest rates are usually lower than those offered by traditional lenders.
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The Bureau also solicits comment on whether there are other circumstances—such as a pattern of heavy usage of covered short-term loans that would not meet the proposed definition of a loan sequence or the overall length of time in which a consumer is in debt on covered short-term loans over a specified period of time—that would also warrant a presumption of unaffordability.
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13 January 2016
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