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The Bureau is concerned that lenders that make covered loans have developed business models that deviate substantially from the practices in other credit markets by failing to assess consumers' ability to repay their loans and by engaging in harmful practices in the course of seeking to withdraw payments from consumers' accounts.
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The Bureau believes based on market outreach, that lenders utilize open-end credit structures where they view State licensing or lending provisions as more favorable for open-end products.
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ZIP codes near Lapeer
- 48375, 49938, 48162, 48413, 48195, 48126, 48629, 49412, 49931, 49014, 48706, 49321, 48838, 48071, 48066, 49221, 49721, 49546, 49022