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The Bureau solicits comment on whether any of these excluded types of loans should also be covered under proposed part 1041.
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Borrowers should always consider how they are going to repay their loan before applying.
The Bureau notes that some lenders in States where a private third party operates reporting systems on behalf of State regulators are already required to provide similar information, albeit to a single reporting entity, and so have experience complying with this type of requirement.
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The Bureau has addressed comparable concerns about concurrent outstanding loans in the context of covered short-term loans made under proposed §§ 1041.
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In addition, email providers may have access to consumer emails and may scrape the email content for potential advertising or other services; the Bureau believes that limiting the email content would help minimize such access.
Paysafe Financial Services Limited (FRN: 900015) and Wirecard Card Solutions Limited (FRN: 900051) are each authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money and payment instruments.
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21 October 2015
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24 December 2015
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17 May 2016
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