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Specifically, it would provide that when a payment transfer authorized by the consumer pursuant to the exception is returned for nonsufficient funds, the lender is permitted to re-present the transfer on or after the date authorized by the consumer, provided that the returned transfer has not triggered the prohibition on further payment transfers in § 1041.
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I usually only negotiate directly with one of the managers there as well, and the fact that Ive done several settlements with that person also helps when I negotiate for clients.
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